Car & bike finance

Car Finance

All types of car finance to suit all needs – whether you are purchasing for personal use or for business purposes.

Our range of lenders includes anywhere up to more than 100 different product types to cater for all our clients’ needs.

An extensive range of car loan options

  • 01Car Loans
  • 02Commercial Car Finance
  • 03Secured Car Loan
  • 04Import and Classic Car Finance

Why DBS Finance?

Our combined experience in finance and credit enables our team to better analyse your needs. Our focus is always on sourcing the best product available for our clients.

Pre-approved finance

Sourcing a pre-approval before you go shopping enables you to negotiate a better deal on your car, acting as though you are shopping with cash. Pre-approvals are also an advantage as the broker will value the car you are buying, ensuring you are getting a good deal.

Car finance for business use

We have an extensive range of commercial finance products and lenders that we can access to construct the right solution for you. There are a range of factors considered when sourcing the correct commercial car loan to suit your needs, however the main factor is that the vehicle is used for more than 51% business use.

What are my options?

Find the structure that fits.

Car Lease

Under a lease agreement you use the car while the lender retains ownership. During the term you can trade the car in for a later model or purchase the car at the end of the term.

Novated Lease

A three-way agreement between an employer, employee and a financier whereby an employer leases a car on behalf of the employee. Part of your payments come from pre-tax salary.

Chattel Mortgage

Designed for business purposes only and often used to purchase a car enabling more tax benefits. The finance company lends the money to the customer to purchase a car.

Hire Purchase

A great option for businesses to purchase a car through a purchase agreement, financed 100% with a fixed or flexible term.

Low Doc Loans

Designed for commercial or business use only – an extensive range of low doc products for those who may not have all their documents in order.

Bad Credit Loans

Products to suit all customers’ credit status. We have helped clients secure a car loan even though they have had bad credit.

How it works

From application to driving away.

  1. Step 1

    Apply

    Fill out the application – it takes around 5 minutes.

  2. Step 2

    Confirm

    Receive confirmation within 24 hours from your broker.

  3. Step 3

    Drive away

    Sign, settle and enjoy your new purchase.

Start step one

Call us today

We focus only on sourcing you the best product at the best available rate.

Call now1300 441 857 Start your application