SMART PERSONAL FINANCE

Find options that fit your situation.

Answer a few focused questions. We’ll compare your details against current lender criteria and show indicative options.

About 4 minutes No impact on your credit score
Step 1 Saved on this device

FINANCE TYPE

What would you like to finance?

Choose the closest product. This controls the questions and lender criteria used later.

FINANCE DETAILS

What are you looking to do?

Choose the finance purpose, approximate amount and preferred term.

Finance purpose Required
Preferred loan term Required

ASSET DETAILS

Tell us about the asset.

Estimates are fine if you have not selected the exact asset yet.

Where are you up to?

WORK & INCOME

How do you earn your income?

Enter gross income before tax. This is used for matching and the household benchmark.

Paid

HOUSEHOLD & LIVING COSTS

Tell us about your household.

We use these details to calculate a lender-standard HEM living-cost benchmark in the background.

Relationship Required choice

Choose one—this affects the living-cost calculation.

Is your partner applying with you? Required
Joint: both incomes count towards the loan. Just you: you’re assessed on your share of household living costs.
Area
Do you own any property, including an investment property?

CREDIT PROFILE

Enter your credit score

Important: Your exact score can significantly change the lenders and options shown. For the most accurate match, check and enter your score below. Choose a range only if you cannot access it.

Enter a whole number from 0 to 1200.
Quick score Can’t access your exact score? Choose the closest range.
Any defaults in the last five years?

YOUR DETAILS

Where should we send your options?

A broker can confirm the details and answer any questions.

Best time to call

READY TO COMPARE

Check your details.

You can return to any step before finding your indicative options.

Indicative only Results depend on the information supplied and remain subject to lender assessment.